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Come Experience the Lakeland Difference

When service counts–you’re well taken care of.

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Somerset, KY
Russell Springs, KY
Monticello, KY
Columbia, KY

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Excavating
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Properties
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Stores
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As an independent agency, we are here to help you find the right coverage.

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Lakeland Insurance Group

Proudly serving the wonderful community surrounding Lake Cumberland.

For over 20 years, Lakeland Insurance Group has been operating with customer-first values. We work toward satisfying the insurance needs of our customers, whether it be in coverage, education, claims assistance, and more.

Obtaining insurance is just part of the complete services that we offer. At Lakeland, we believe the clients need to have the right insurance advisor by their side throughout the duration of our partnership. By building a relationship with you, we are able to inform you about your unique risks, secure quality insurance, and maintain appropriate coverage as you reach milestones and changes throughout your life. Read more about us!

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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

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Lakeland Insurance Group + Erie Insurance

We strive to uphold Erie Insurance’s long-standing commitment to service.

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Secure Solutions for Life Around the Lake

Providing a variety of personal insurance, business insurance, and employee benefits solutions is what Lakeland Insurance Group does best.

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

Business Insurance

Coverage and risk management solutions for companies of all sizes.

Employee Benefits

Coverage that can help attract, retain, and protect your team.

We’re Focused on the Right Things

Here’s what sets us apart when it comes to serving your insurance needs.

Community Involvement

We are involved with events that support the preservation of Lake Cumberland and our local chapters of interest to our communities.

Experienced Agents

Our experienced staff is eager and ready to serve the needs of the great residents and businesses of our region.

Long-lasting Relationships

Our hope is to develop long-lasting relationships while being a go-to advocate for claims assistance and insurance solutions.

Clients Come First

We aim to provide the best possible service to our customers and communities in which we are established.

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Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Life
Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?

Solution

Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?

Solution

A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.

Solution

Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.

Solution

A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.

Solution

Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

Life Insurance 101

Make sure you cover the unique risks you face with life insurance.

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  • Discover your risks.
  • Get the right coverage.
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How can Lakeland Insurance Group help?

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Compare your coverage with your current needs.

  Contact Lakeland Insurance Group

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.